Student Health Insurance – Key Points To Consider

Student Health Insurance – Key Points To Consider

The decision to study abroad for academic and career excellence has been taken. Documentation is ready. Visa interview preparation is in full swing. Student loan & finances and student accommodation options are shortlisted.

In the excitement and busy ’ness of completing all other aspects of study abroad process, the questions to ask while opting for the right health insurance usually takes the back seat. Let’s get them on top of the list.

Health insurance is crucial to secure student’s unforeseen medical expenses while studying abroad. Hence, it is perhaps one of the most important things to decide early on in the process.

Here is a list of facts you would want to consider in choosing the right health insurance.

Study Abroad Country

What is the weather in your chosen study abroad country? Are you allergic to cold, dust or rains? Does your health take a toll in certain weather conditions? If the answer is yes, you may want to carefully assess those aspects before choosing the health insurance plan.

Also, it is advisable to go for a full-body check-up before immigrating. It could help you in deciding the right health insurance features.

Every study abroad country has specific student health insurance requirement. Ensure that you are aware about it to the last detail. Connect with us for all the information on student health insurance.

Coverage Amount

What could be the right coverage amount? Of course, the study abroad country would have its own mandates; but it would be wise to opt for a health insurance plan with a cover that suits your own existing or anticipated medical needs.

Double-check whether the health insurance policy of chosen coverage amount covers dental, vision and mental healthcare or not. Remember, healthcare – generally speaking – is expensive in most top study abroad international destinations.

Cost Comparison

Opt for the best-suited student health insurance and then compare its cost of same / similar plans of other health insurance companies. Don’t settle for the cheapest. Study the features of each company and select the one that covers every need. Seek help from your elders, or from someone who is already studying abroad.

Network

Confirm that the chosen health insurance company has network providers in your study abroad country, and also check the width of the network. It is advisable to purchase health insurance from a company that is preferred by the host country, or a company who has an extensive network of hospitals and doctors accepting the plan.

Reputation

Purchase your health insurance from a reputed company. Check the shortlisted company’s website, comments and ratings. Speak to the customer care for any queries or concerns you may have before making the purchase.

Fine Print

Reading the terms & conditions could be a boring thing, but understanding them is very important. Remember that you would be in a foreign country and you may not have your parents or close relatives to help you there. Therefore, understanding the student health insurance plan’s terms & conditions is unavoidable.

We advise all students to consider health insurance as a top priority, and opt for a

suitable plan at an appropriate time. Reach out to us if you want to know more details about student health insurance.

U.S. student visa woes – How to overcome them

U.S. student visa woes – How to overcome them

Pursuing academic excellence in the U.S. is a dream of many international students. Would it surprise you that it is one of the top 3 international study abroad destinations? Studying in the U.S. is also a top choice of Indian students. However, many student visas are rejected, leading to discouragement and disappointment.

Let us understand the reasons why U.S. student visas are rejected, and steps to take to ensure that it does not happen with you.

Non-compliance of visa regulations: The U.S. is very strict on immigration security. Not complying with rules & regulations laid down by the U.S. immigration authorities is one of the more common reasons for U.S. student visa rejection. Connect with us to know about these regulations, and to begin preparation for a successful U.S. study visa process.
Incomplete and / or delayed application: Have you ever got marks for leaving a question unanswered? Just like that, you won’t get your U.S. study visa by leaving blank columns in the application form. Write ‘N.A.’ to the question / detail irrelevant to you, but never leave it blank. Remember that the U.S. receives about 1,50,000 student visa applications every year from all over the world. The queue is long, and moreover, the U.S. immigration authority is quite particular about processing visa applications within a timeframe, depending upon the location of your chosen college / university. It is therefore advisable that you begin the application process as soon as you have secured college admission.
Academic inadequacy: Below-par GRE / GPA score and / or below-average overall academic records could be a major reason for U.S. student visa rejection. Even the ranking of chosen college / university could matter a lot. Be well-informed about this aspect before you rush to apply for U.S. student visa.
No intention to return back: If the U.S. visa authority gets the slightest of whiff that you do not intend to return back to India, your study in U.S. dream will remain a dream. Honestly demonstrate about your close ties with family and friends, cultural affinity, etc. to confirm that you would eventually want to return back to India.
Insufficient funds: We suppose this is the first thing you would have considered before deciding to study in U.S. You will have to show proof of finances as applicable and accepted by the U.S. visa authority.
Bad travel history: Overstaying in a country, indulging in activities against law of the land, denied visa in past… These are some of the reasons factored as ‘bad travel history’. And bad travel history makes for a certain rejection of U.S. student visa.
Bad visa interview: So many Indian students fret at the very mention of U.S. student visa interview. They need not. It is a simple enough process… the visa officer wants to know things about a student in accordance with the rules. That’s it! Although, preparing for the interview is as crucial as appearing for it confidently.

We hope that you would use this information to your advantage. Don’t hesitate to reach out to us if you need further clarity on the topic.

Why Study in the U.S.A.?

Why Study in the U.S.A?

American dream! One of the most desired lifestyle. Students aspiring for higher overseas education will discover that living this life is well within their reach. After all, America is a land of opportunities!

Studying in the U.S.A. and excelling in education there is one sure way for young students to lay a strong foundation for success in career and life. Creative, competitive and cutting-edge, education system in the U.S.A. is considered to be the best with many universities featuring in global top-3 / top-5 lists. The top rankings are a direct result of the infrastructure and world-class faculties at these universities.

What really is in it for the students though, over and above quality education setup? Pride-tag of studying in the U.S.A. notwithstanding, students can expect a flood of diverse orientations, aspirations and knowledge seldom experienced in any other destination. Universities in the U.S.A. are not just home to overseas students, but also some of the brightest minds from different American states.

Official numbers will show that sharp and bright minds are usually absorbed in the professional / corporate system as many American companies often make irresistible offers to the deserving overseas students. Some companies even offer grants to exceptional students to continue their research and indulge in patenting products and techniques.

Such diligence in empowering students with quality education and extending a supportive corporate culture has enabled U.S.A. retain the pride position of a superpower. It is no surprise that more and more overseas students visit this land of opportunities for higher education.

Category: Study in USA