EMI Calculator
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Apply For Education Loan
Studying overseas is one of the biggest investments in your future. But before you take that first step, it’s important to understand exactly how much you’ll repay, when, and under what terms.
The Eleevate Overseas EMI Calculator gives you instant clarity so there are no surprises later — only smart, confident decisions.
What is an EMI Calculator?
- Loan Amount
- Interest Rate
- Repayment Tenure
In just a few seconds, you’ll know how much you have to pay every month and how much interest you will pay over time.
Our Lending Partners
How to Use Our EMI Calculator
- Monthly EMI
- Total Interest Payable
- Total Amount Payable
You can change values anytime and explore unlimited combinations to find what’s comfortable.
Why Students Must Use an EMI Calculator
Realistic Budget Planning
Understand whether the EMI fits easily into your expected income after graduation or your family budget during your study period.
Compare Multiple Scenarios
Full Transparency
Confidence When Choosing Lenders
Stress-Free Future Planning
No guesses, no hidden numbers. A clear EMI means peace of mind for you and your parents while studying abroad.
With our EMI calculator, you don’t just pick a lender — you choose the smartest loan structure.
What Makes Our EMI Calculator Different
Designed specifically for overseas education loans
Not a generic bank tool — this calculator is tailored for international study requirements (living expenses, currency factor, visa charges, etc.)
Ideal for first-time loan seekers
Clear, student-friendly language — no financial jargon.
Perfect for planning your study budget
Helps you decide: Should you increase tenure? Should you opt for collateral? Should you negotiate interest rates?
Why Use Eleevate Overseas for Your Education Loan Planning
- Save time with smart loan planning
- Finance 100% of your study abroad journey
- Get approvals before admission
- Lowest possible interest rates guidance
- Dream university? We’ll help finance it
- Support across India — no branch visits needed
- Tax benefits explained in simple words
- Flexible EMIs, longer tenure options
- Transparent fees, no surprises
Smart Tips Before Finalising Your Loan
- Longer tenure = lower EMI but higher total interest.
- A small reduction in interest rate (even 0.5%-1%) can save lakhs over the loan period.
- Factor in moratorium (interest may continue during study period).
- Always account for processing fees, insurance, forex charges, and conversion rates.
- Ask your lender about prepayment charges — early repayment saves money.
Disclaimer
The EMI shown is indicative and may vary depending on bank policies, currency fluctuations, moratorium period, and final sanctioned interest rate.
Confused about which loan option is best for your abroad plans?
We’ll help you compare lenders, negotiate better interest rates, and select the ideal financing option for your future.
Speak to our education finance experts at Eleevate Overseas.
