Australia Student Visa for International Students

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Getting into a top Australian university is a major milestone, but your student visa is the final step before you arrive. The process is fully online and clearly structured. It is straightforward when your enrolment, finances and Genuine Student answers are consistent, complete and well documented.

Navigating the Rules with Confidence

Australia has tightened its student visa settings over the past two years, with higher fees, the Genuine Student test, a higher financial requirement and managed growth in student numbers. For Indian students, knowing the 2026 rules means a stronger application, fewer requests for more information and a faster decision.

Key Facts: Australia Student Visa Process (2026)

  • CoE Comes First: You must accept your offer and receive a Confirmation of Enrolment (CoE) from your university before applying. OSHC is mandatory, and your application can’t be submitted without it. (Source: University of Galway, citing Home Affairs)
  • Higher Visa Fee from July 2026: Student visa fees rose from A$2,000 to A$2,500. (Source: SBS News)
  • Processing Priority Depends on Your University: Under Ministerial Direction 115, offshore student visa applications get one of three priority levels, depending on the university’s progress against its student allocation. (Source: Department of Education) As at 21 August 2026, 76% of the national 2026 allocation had been filled by students with visas. (Source: Department of Education)

Step-by-Step Visa Strategy

1. Secure Your Confirmation of Enrolment (CoE)

Accept your offer, pay the deposit your university requires, and arrange OSHC. Your university then issues an electronic CoE, which you need for your visa application. (Source: University of Galway, citing Home Affairs)

Timing tip: Your application’s priority level is set by your university’s position against its allocation on the day you lodge. (Source: Department of Home Affairs) Applying early in the intake cycle helps.

2. Prepare Your Genuine Student (GS) Answers

The GS requirement uses targeted questions to help decision makers understand you and why you want to study in Australia. (Source: Study Australia) You’ll need to explain:

  • Your circumstances: Your current situation, including ties to family, community, work and your financial position.
  • Your choice: Why you want to study this course, with this provider, in Australia, showing that you understand the course and life in Australia.
  • The benefit: How completing the course will benefit you.

Answers must be in English, with a maximum of 150 words per question. (Source: Study NT – Northern Territory Government)

3. Prove Your English Proficiency

Home Affairs accepts results from a list of approved tests for student visas, including IELTS Academic, IELTS General Training, PTE Academic, TOEFL iBT, Cambridge C1 Advanced, CELPIP General, LANGUAGECERT Academic, MET and OET. (Source: Study Australia) Your university may require a higher score than the visa minimum.

4. Financial Requirements & Funding Strategy

The main applicant must show at least A$29,710 a year for living costs, with more required if a partner or children come too. (Source: University of New England) This is on top of course fees and travel costs. (Source: Study Australia)

Eleevate Expert Recommendation: Show a comfortable buffer, not the bare minimum. We recommend documenting 12 months of living costs (A$29,710), your first-year tuition (after any upfront deposit), OSHC and travel, clearly traceable in your sponsor’s accounts and backed by three years of Income Tax Returns (ITRs). Education loan sanction letters and scholarship award letters can support your file, but make sure the total available funds clearly meet the requirement.

Master Document Checklist: Australia Student Visa (Subclass 500) 2026

Document Category Requirements for 2026
Confirmation of Enrolment (CoE) Electronic CoE for a full-time, CRICOS-registered course.
Online Application Lodged through ImmiAccount on the Department of Home Affairs website.
Visa Application Fee A$2,500 for the main applicant (from 1 July 2026).
Valid Passport Valid for your planned stay; scanned bio-data pages.
Genuine Student (GS) Answers Targeted questions answered in English, maximum 150 words each.
English Test Results An approved test (IELTS, PTE, TOEFL iBT, etc.) meeting visa and university requirements.
Financial Evidence At least A$29,710 for living costs, plus tuition and travel: bank statements, loan sanction letter, sponsor documents, ITRs.
Overseas Student Health Cover (OSHC) Arranged before applying and kept for the full length of your stay.
Academic Documents Class 10 and 12 mark sheets, degree certificates and transcripts.
Health & Character Health examination and police certificates if requested by Home Affairs.
Biometrics Provided at an Australian Visa Application Centre in India if requested.

Crucial Steps After Arriving in Australia

Australia doesn’t require a separate residence card. Your visa is electronic and linked to your passport. However, you must follow your visa conditions from day one.

1. Register Your Address (within 7 days)
You must give your university your Australian residential address and contact details within 7 days of arriving, and update them within 7 days of any change (condition 8533). (Source: UWA)

2. Stay Enrolled and Make Good Progress
You must stay enrolled in a registered course at the same level or higher than the one your visa was granted for, and maintain satisfactory academic progress (condition 8202). (Source: UWA) No more than one-third of your course can be studied online. (Source: UWA)

3. Keep Your Health Cover Active
You must hold adequate health insurance for your entire stay (condition 8501), and extend your OSHC if you extend your visa. (Source: UWA)

4. Get Your Tax File Number and Check Your Conditions
If you plan to work, you’ll need a Tax File Number (TFN). (Source: Study Australia) You can see your visa status and full list of conditions on your grant notice or through the Visa Entitlement Verification Online (VEVO) system. (Source: University of Melbourne)

Important Note: Once your course starts, you can work up to 48 hours per fortnight during study periods. Research students who have started a master’s by research or PhD have no work-hour limit. (Source: Study Australia)

Post-Study Work: Temporary Graduate Visa (Subclass 485)

After graduation, you can apply for the Temporary Graduate visa, which lets recent Australian graduates live, work and study in Australia temporarily. (Source: Study Australia) Indian graduates can stay up to 2 years after a bachelor’s, 3 years after a master’s and 4 years after a PhD. (Source: DFAT) Budget for this visa: its fee rose to A$5,750 on 1 July 2026. (Source: SBS News)

The Eleevate Advantage: Total Visa Compliance

With the Genuine Student test, managed student numbers and higher financial requirements, a well-prepared file matters more than ever. At Eleevate Overseas, our visa team times your CoE and visa lodgement strategically, helps you write clear and authentic Genuine Student answers, reviews your sponsor’s finances against the A$29,710 benchmark with a safe margin, and builds a complete, decision-ready application.

Frequently Asked Questions (FAQs)
Get fast, accurate answers to all your study abroad queries!

Home Affairs doesn't publish a single success rate for Indian applicants. Your outcome depends on convincing Genuine Student answers (source: Study Australia), clearly traceable funds, and a complete application with a valid CoE and OSHC. Choosing a university that is still within its allocation can also speed up processing. (Source: Study Australia)

At least A$29,710 a year for living costs for the main applicant, with more for any family members. (Source: University of New England) You must also cover your course fees and travel. (Source: Study Australia)

Apply as soon as you receive your CoE and have arranged OSHC. (Source: University of Galway, citing Home Affairs) Your processing priority is set by your university's position against its student allocation on the day you lodge. (Source: Department of Home Affairs) Lodging early in the intake cycle generally helps.

It varies with your university's priority level under Ministerial Direction 115 and how complete your application is. (Source: Department of Education) Check the latest times on the Department of Home Affairs' official processing time tool before you apply, and submit a complete, decision-ready application to avoid delays.

Yes, eligible family members can be included, but you must show extra funds for each of them on top of the A$29,710 for yourself. (Source: University of New England) Family members also pay their own visa application charges.

Your visa could be cancelled. Universities are legally required to report visa breaches to Home Affairs. (Source: Bond University) Keep your address updated within 7 days, stay enrolled with satisfactory progress, keep your OSHC active and follow your work-hour limits.

No. Australia doesn't issue a separate student residence card, because your visa is linked electronically to your passport. You can check your visa details and conditions at any time through VEVO. (Source: University of Melbourne)

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