Cost of Studying in Poland

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Why Poland gives you more value for your money?

Poland is one of Europe’s most budget-friendly study destinations: low tuition, modest living costs, and generous student discounts combine to make it a high-ROI option for Indian students. Many English-taught programs cost a fraction of Western Europe’s fees, while city life—whether in Warsaw, Kraków or smaller university towns—stays student-friendly.

Tuition fees — what to expect

Tuition depends on university, program level, and subject. Use these ranges as a practical baseline:

  • Bachelor’s & Master’s (most programs): €2,000 – €6,000 / year. Popular technical, business and humanities programs normally fall into this band. 
  • Medical (MD/MBBS, Dentistry, Pharmacy): €10,000 – €13,000 / year (some medical program fees can be higher depending on the university and facilities). For example, certain English-taught medical programs list annual fees in the €12k–€14k range. 

Tip: Private/business schools (e.g., Kozminski) can be at the higher end for MBA/Executive programs. Always check the university program page for exact fees and installment plans. 

Living expenses — average monthly budget

Monthly living costs vary by city and lifestyle. Here’s a conservative student budget you can display on the page:

Typical monthly costs (approx.):

  • Accommodation (shared flat / dorm): €150 – €400
  • Food & groceries: €100 – €200
  • Transport (student pass): €10 – €50
  • Utilities & internet: €40 – €100
  • Health insurance & misc: €30 – €80
  • Total (student lifestyle): €400 – €700 / month (city-dependent). 

These ranges align with official student guidance and independent cost-of-living trackers for Poland. Larger cities (Warsaw) sit at the top of the range while smaller university towns (Lublin, Opole, Białystok) are toward the lower end.

One-time & extra costs you must budget for

  • Visa application & consulate fees (varies by country/consulate).
  • Flight to Poland: €350–€700 (one-way from India, season-dependent).
  • Residence permit processing (post-arrival): administrative fees apply.
  • Textbooks & supplies: €50–€200 / semester.
  • Initial deposit / housing setup: 1–2 months’ rent (often required).
  • Health insurance (if not included): €40–€120 / month.

Student discounts — big savings you shouldn’t miss

Polish students enjoy substantial discounts that meaningfully reduce monthly costs:

  • Public transport: up to ~50% discount on buses/trains and 51% discount on some rail tickets for students with valid ID. 
  • Cultural & leisure: museums, cinemas, theatres and sports facilities commonly offer reduced rates for students. 
  • Intercity travel: discounted rail fares and monthly passes for students reduce travel budgets when you want to explore Europe. 

Poland vs Western Europe — the affordability gap

Poland is clearly cheaper than many Western European study destinations:

  • Average monthly cost example: Poland students: ~€400–700 vs Western Europe (UK/France/Germany) ~€900–1,600 in many metro locations. This makes total annual living + tuition significantly lower in Poland, while degree recognition remains EU-wide. 

Why that matters: Lower living costs + lower tuition shorter time to ROI, less reliance on loans, and more flexibility for internships or Erasmus exchanges across Europe.

Sample student budgets

Item Budget (Low-cost city) Budget (Major city: Warsaw)
Tuition (avg, non-medical) €2,000 / year €4,000 / year
Accommodation (monthly) €150 €350
Food & groceries (monthly) €120 €200
Transport (monthly with student card) €10 €40
Utilities & Internet (monthly) €40 €80
Health insurance & misc. (monthly) €30 €60
Estimated monthly total €350 €730
Estimated annual total (tuition + living) €6,200 €12,760

How to reduce your cost?

  • Choose smaller university towns like Lublin, Opole, or Bialystok to lower rent and living costs.
  • Use the student card for transport and cultural discounts — it can cut travel costs by ~50%. 
  • Look for scholarships & NAWA/Erasmus mobility grants — they can reduce tuition or living costs.
  • Part-time work: students can work part-time; even modest earnings buffer living expenses. (Typical student part-time roles: teaching/tutoring, retail, campus jobs.) 
  • Shared housing & cooking: save significantly vs private studio apartments.

Quick checklist for students:

  • Confirm exact tuition for your chosen program & intake.
  • Prepare proof of funds (bank statements) for visa.
  • Estimate initial settlement costs (1–2 months’ rent + travel).
  • Apply for scholarships & NAWA/Erasmus where eligible.
  • Carry a valid student ID for transport/cultural discounts.

 

Your dream university in Europe is closer than you think! Poland offers world-class education, affordable living, and a future full of opportunities. Don’t just imagine studying abroad—make it happen with Eleevate Overseas.

Want a personalised first-year budget (with exact tuition + living estimate for your course & choice of city)?

Book a free 20-minute Cost-Planning call with Eleevate Overseas — we’ll build a step-by-step budget and shortlist scholarships you can apply for.
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